Winter 2016/2017 Quarterly Commentary

January 4, 2017
by

The roller coaster year that was 2016 has prepared us well for the 2017 new year. The election may be over but half of America is still quite unhappy with the election result. So, while our near-term outlook tells us 2017 will be a glass-half-full kind of year in the markets, we are cognizant that the many problems we face cannot be fixed overnight with a new leader at the helm.

Risks are elevated and very much dependent on execution out of Washington D.C.! That thought alone has our mood glass-half-empty!! So, we will continue to ignore the noise and focus on the handful of mega trend growth areas of our economy – investing only in those companies we believe can be the leaders of tomorrow. We have confidence that our targeted approach is well-suited for an increasingly volatile yet constructive stock market in 2017.

Economy Positives

Animal spirits are alive and well
Post-election consumer confidence has continued its ascent led by expectations jumping to a 13-year high. Economic growth projections have risen with confidence and 2017 looks encouraging.

If you build it…!
If you look around, cranes and construction machinery are just about everywhere. U.S. construction spending recently hit $1.18 trillion in November – its highest level in 10.5 years.

Show me the money!
While non-farm payroll growth has been impressive the past few years, naysayers have pointed to a lack of average hourly earnings growth. This is changing as the most recent report showed 2.9% year-over-year growth.

Economy Negatives

Bye-bye brick and mortar?
Ex-internet sales, retail sales have been a big disappointment – especially at big box retailers like Macy’s and Kohls. If you exclude auto & gasoline sales, December retail sales were unchanged from last year.

Will rising rates stall housing market?
Stronger growth will result in rising rates toward more normal levels. We expect that this will moderate or slow housing demand. Millennial demand will need to offset this anticipated headwind.

The Trump Effect
As a whole, we believe the new administration will be much more pro-business than in year’s past. However, tweets targeted at businesses and industries can have unintended negative consequences.

Financial Market Negatives

Market priced for perfection?
Historically-speaking, the current market p/e ratio is not exactly inexpensive. If corporate earnings do not accelerate as expected and/or if Trump’s policies are delayed / do not occur, the market could sell off.

Slower & lower rates, please!
With rising short rates (due to fed rate hikes) and long rates (stronger economy) expected, our debt-laden public & private sectors will experience increased borrowing costs which could slow GDP growth.

How long is the honeymoon period?
Proposed policy changes by the new administration have been well-received. We wonder how long euphoria & optimism will last before being replaced by accountability & pessimism?

Financial Market Positives

Fundamental catch-up time?
Earnings growth is finally accelerating – from +4% last quarter to +6% expected this quarter to +13% expected next quarter! Headwinds experienced by the energy sector in 2016 will become a tailwind this year.

Government policy Trump card?
Pre-election market jitters have been replaced by optimism and excitement. Pro-business cabinet nominations as well as potential deregulation, tax reform and fiscal stimulus have propelled the recent advance.

Follow the money!
Stronger economic growth projections have lifted yields and in turn have hurt bond investments. As a result, investor allocations have shifted back toward stocks – reversing the money flow bias to bonds in 2016.

Certain information contained in this commentary is based upon proprietary research and is general in nature. It is not intended to be investment advice. The S&P 500 Index is a widely recognized capitalization-weighted index that measures the performance of the large-capitalization sector of the U.S. stock market. Index performance information was furnished by sources deemed to be reliable and is believed to be accurate but not guaranteed. This information is subject to correction. The index referenced is unmanaged and a direct investment is not possible. Past performance does not guarantee future results.